Can I Receive Other Benefits in Addition to Workers’ Comp?
Social Security Disability and Personal Injury Claim Benefits May Be Available
If you are the victim of an accident at work, you may be entitled to workers’ compensation benefits. However, your injury could also fall under areas of law related to Social Security Disability or personal injury. A lawyer at The Sexton Law Firm can help you determine the right legal path to take in recovery after an injury.
Learn more about benefits you may be entitled to after a work accident with The Sexton Law Firm. Contact us or call (619) 202-8976. Our services are available in English and Spanish.
Determining the Right Benefits for Your Situation
Potential benefits depend on your unique situation, including the severity of your injuries and the available insurance coverage.
- Workers’ Compensation vs. Social Security Disability
It is possible for a workers’ compensation case to evolve into a disability case. If your injury is so severe that you are unable to return to work, it may be more appropriate to seek long-term disability benefits in some cases.
If you are already receiving disability benefits from a federal program or California state program, then your attorney can discuss how one program’s benefits could affect the other.
- Workers’ Compensation vs. Personal Injury
If your employer does not subscribe to a workers’ compensation insurance program, then it may be more appropriate to pursue a personal injury claim. A personal injury claim may cover a broader range of injuries and entitle you to a more flexible use of benefits than a traditional workers’ comp program.
Can I Receive Both Workers’ Compensation and Social Security Disability Benefits?
Yes, you can receive both workers' compensation and Social Security Disability (SSD) benefits, but understanding the interaction between these benefits is essential.
When you qualify for both types of benefits, the Social Security Administration (SSA) may apply an offset, meaning your combined income from workers' compensation and SSD cannot exceed 80% of your average current earnings prior to your disability. If the combined benefits exceed this threshold, your SSD benefits will be reduced accordingly. Our workers’ comp benefits attorneys in Chula Vista can help you understand this offset and develop strategies to minimize its impact on your financial situation.
In California, specific regulations may influence how these benefits are coordinated. For instance, structuring a workers' compensation settlement properly can help reduce its effect on your SSD benefits. This requires careful legal planning and expertise, which our team is well-equipped to provide.
It's important to distinguish that workers' compensation benefits are typically temporary and relate directly to workplace injuries, while SSD benefits are intended for long-term disabilities that inhibit substantial gainful activity. Navigating these differing eligibility criteria and documentation requirements can be challenging.
To ensure you receive the benefits you deserve, consulting with experienced workers’ comp benefits attorneys in Chula Vista at The Sexton Law Firm is crucial. We offer personalized assessments and strategic advice tailored to your unique circumstances, helping you manage your claims effectively and secure your financial future. Contact us for comprehensive support and guidance.
Why Work With The Sexton Law Firm?
Navigating the complexities of workers' compensation and disability claims can be overwhelming, especially when dealing with injuries or disabilities. Having a knowledgeable attorney by your side can make all the difference in ensuring you receive the benefits you deserve. At The Sexton Law Firm, we are committed to advocating for your rights and guiding you through every step of the process.
Here are a few reasons why legal representation is crucial:
- Expert Knowledge: Our team understands the nuances of California workers' compensation laws and can help you avoid common pitfalls.
- Maximized Benefits: We work diligently to ensure you receive the maximum compensation available for your injuries, including any additional benefits you may be entitled to such as social security disability, personal injury benefits, etc.
- Negotiation Skills: Insurance companies often try to minimize payouts. With our experienced negotiators, you can feel confident that your case is in capable hands.
- Peace of Mind: Let us handle the legal complexities while you focus on recovery. Our dedicated team is here to support you throughout the entire process.
Don’t navigate this challenging time alone. Contact The Sexton Law Firm for a free consultation, and let us help you understand your rights and options.
Discuss What’s Right for You During a Free Consultation
After an injury at work, take the time to discuss your situation with The Sexton Law Firm. We can help you determine which type of case to pursue to get maximum compensation for your injuries.
Free consultations are available now at our offices in Chula Vista and Oceanside. Call to find out more about your right to recovery at (619) 202-8976 to schedule an appointment or contact us online. Se habla español.